ASK Family

ASK Family Plans go beyond ordinary coverage to protect you and your loved ones from unexpected medical emergencies.

With ASK Family, your health is always a priority. Whether it’s you or your family members, we are here to care for you. Choose the right plan and gain access to a network of 150+ hospitals across Pakistan, along with a range of valuable features and benefits designed to secure your family’s future.

Askari ASK Family PLANS COME WITH:

• Superior Customer Service
• 100% lifelong renewal
• Clear Policy Wordings and Conditions
• Cashless access to 150+ hospitals across Pakistan
• One of the Fastest Claims Settlements in the Industry
• Credit Facility in more than 150+ Network Panel Hospitals
• Re-imbursement in case of Treatment in non-panel hospital
• Direct In-house Settlement
• Emergency Helpline/Health Advisory
• 24/7 Call Centre and Toll Free Facility

TERMS AND CONDITIONS:

• The policy will be cancelled immediately in case of deliberate concealment of facts to avail benefits from company.
• The Participant may cancel the policy within 30 days of issuance due to a valid reason. However, the Refund will be made on prorata basis after deduction of 20% admin charges.
• The company reserves the right to accept or reject any request for coverage without assigning a reason.
• Coverage will be valid for 365 days from date of payment.

ELIGIBILITY

• Pakistani citizens up to age 55 on next birthdays.
• Single parent also covered.
• Family means legal spouse and 2 children including legally adopted children residing with parents in Pakistan.
• There is no restriction on additional family members’ coverage at inception.
• Contribution will be communicated on case-to-case basis.
• Unmarried people can also enroll for basic plans, without Maternity benefit.
• In such cases, Senior citizen plan is for age 61-64 individuals only.
• In case of spouse also in this age range, spouse contribution will be charged separately.
• All ages mentioned are on next birthday basis.

EXCLUSIONS

• All treatments within the first 30 days of cover except any accidental injury
• Any pre-existing condition will be covered after a waiting period of 3 years
• 2 years waiting period for specific diseases like cataract, hernia, joint replacement surgeries, surgery of hydrocele etc.
• Expenses arising from HIV or AIDS and related diseases
• Congenital diseases, mental disorder or insanity, cosmetic surgery and weight control treatments
• Abuse of intoxicant or hallucinogenic substances like intoxicating drugs and alcohol
• Hospitalization due to war or an act of war or due to a nuclear, chemical or biological weapon and radiation of any kind